Baraka Engineering & IT
Back to products

Remittance & Fintech

In development

ScanPay

Cross-border money transfer, built for the diaspora.

Overview

A digital remittance platform for sending money across borders, anchored on South Africa to SADC corridors, with compliance built in.

ScanPay makes sending money home simple and trustworthy. A progressive-web-app customer experience covers identity verification, beneficiaries, live FX quotes, transfers, wallet and tracking — anchored on South Africa to Zimbabwe, Malawi and Mozambique corridors first, with more to follow.

Under the hood, an immutable double-entry ledger, versioned FX rates and mandatory idempotency on money endpoints keep every transfer correct, while identity, anti-money-laundering, sanctions and PEP compliance gates are built into the transfer state machine. Agent and admin portals round out the platform.

Key features

  • Progressive web app with identity verification
  • Live FX quotes, transfers, wallet and tracking
  • Immutable double-entry money ledger
  • Built-in compliance: identity, AML, sanctions, PEP
  • Agent and admin portals
  • Idempotent, auditable money movement

Use cases

01

A worker sending money home across borders

02

An agent assisting cash senders and recipients

03

An admin configuring corridors, fees and FX rates

Interested in this product?

Request a walkthrough or talk to us about how it fits your organization.

Request a demo